Add-A-Level Financing Options in New Jersey
Learn how Pangione Developers Inc. helps Bergen County homeowners secure the right financing to complete their Add-A-Level home transformation — from HELOC and 203k loans to construction and refinance options.
Financing Your Add-A-Level in New Jersey
Pangione Developers Inc. works directly with homeowners to help them understand and secure the best financing pathways for their second-story addition. Whether you’re using equity, renovation loans, or construction financing, we guide you through every step from planning to approval.
HELOC (Home Equity Line of Credit)
Flexible borrowing based on home equity. Good for staged construction payments and phased Add-A-Level projects.
- Lower interest options
- Borrow as needed during construction
- Ideal for strong equity homeowners
FHA 203k Renovation Loan
Perfect for homes that need both structural modification and full-home renovation wrapped into one loan.
- Covers construction + purchase/refi
- Low down payment options
- Ideal for older homes that require structural engineering
Construction Loans
Designed for major structural builds such as Add-A-Level projects with engineered plans and multi-phase inspections.
- Funds released in build stages
- Ideal for large square footage additions
- Can convert to permanent mortgage
Cash-Out Refinance
Refinance your current mortgage and pull equity out to fund the addition.
- Combines financing into one loan
- Stable predictable payment
- Beneficial when interest rates drop
Need Help Choosing the Right Financing Option?
Pangione Developers Inc. provides guidance throughout the design and financing process so you can start your Add-A-Level transformation with clarity and confidence.
Request Financing Guidance